6178 Spinnaker LOOP, Lady Lake, FL, 32159 | $424,990

MOTIVATED SELLER- Take a virtual tour and envision yourself in this move-in ready home nestled within the coveted all age Harbor Hills Community. In a beautiful neighborhood, this recently updated residence boasts a contemporary charm, offering a seamless blend of comfort and style. As you step through the foyer, you're greeted by an abundance of natural light accentuating the spaciousness of the home, thanks to the high 10' ceilings and recessed lighting throughout. The open living and dining areas are tastefully adorned with crown molding, creating an inviting atmosphere for both relaxation and entertainment. The kitchen is a chef's delight, featuring newer stainless-steel appliances, including a double convection oven, complemented with granite countertops. The guest bath has been beautifully remodeled with JettaStone shower and counters, adding a touch of luxury to everyday living. With tile and laminate flooring throughout, cleaning is a breeze, and there's no worry of carpet maintenance. The inside laundry room is equipped with office space, built-in cabinets, and granite countertops, offering both convenience and functionality. This home has been meticulously maintained, with updates including a new water heater and HVAC in 2017, dishwasher in 2018, and a complete replumbing in 2016. The exterior boasts a TILE roof, new landscaping, freshly repainted trim, and updated irrigation, ensuring the property's curb appeal is as impressive as its interior. Enjoy moments of relaxation in the Jacuzzi tub, savor your morning coffee in the breakfast nook with bay windows overlooking the golf course, or unwind in the Florida room that leads to the expansive backyard with no rear neighbors, offering privacy and serenity. Residents of Harbor Hills have access to the Harris Chain of Lakes, providing abundant opportunities for boating and fishing. The central Florida location offers easy access to both coasts, Ocala, Tampa, The Villages' dining and entertainment, and major theme parks and convenient to shopping and medical providers. Additional features include ample storage space with double pantries and extra-deep closets, a transferable home warranty, and prepaid pest control and landscape fertilizing through May 2025. The oversized lot provides the option to add a pool, enhancing your outdoor living experience. Don't miss out on the chance to experience the gated community lifestyle and all the amenities it has, including championship golf, tennis and pickle ball. Schedule your private appointment today and make this your dream home!

Features

  • Amenities: Fence Restrictions, Golf Course, Pickleball Court(s), Pool, Tennis Court(s)
  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1995
  • Garage: 2-car Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Off Street, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,143
  • Acreage: 0.32
  • Est. Taxes: $4,834
  • HOA Fee: $505 Quarterly
  • Lot Desc: Corner Lot, Landscaped, Oversized Lot, Sidewalk
  • View: Golf Course
  • Pet Policy: Number Limit, Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: G5080579
  • Days on Market: 194 days
  • Website: https://www.raveis.com
    /prop/G5080579/6178spinnakerloop_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/31/2024 8:06:31 PM)
Listing courtesy of ERA GRIZZARD REAL ESTATE   Phone: 352-787-6966

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6178 Spinnaker LOOP, Lady Lake, FL, 32159

$424,990

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,992 $339,992 $339,992
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.708% 7.133% 6.256%
Monthly Tax Payment $403 $403 $403
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,348 $2,260 $2,867
Total Monthly Payment $2,826 $2,738 $3,345

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.