Welcome to your slice of paradise at Valencia Gardens, phase 3 with these unbeatable views! This ground-floor unit offers the ultimate in convenience with no stairs to navigate. Step inside to discover luxurious remodeled bathrooms and brand-new hardwood floors throughout. Elegantly designed with a modern kitchen and spacious living area, this two-bedroom, two-bath condo in Valencia Gardens, phase 3 offers a serene retreat in a sought-after community with top-notch amenities. Stay comfortable year-round with an HVAC system installed in 2014. The home also has a newly installed electrical panel for ease of mind. Enjoy stunning views of the serene pond and IMG golf course, perfect for admiring unforgettable sunsets from your west-facing unit. With direct access to the IMG Golf & Country Club and mere minutes from the acclaimed IMG Sports Academy, you'll find yourself at the heart of it all in Valencia Gardens. Relax in the enclosed sunroom, which doubles as a secondary living space, and appreciate the convenience of your own laundry area. Parking is a breeze with your dedicated space right in front of the unit. Plus, maintenance-free living is ensured with HOA dues covering exterior upkeep. Indulge in the pool and hot tub, or escape to your private botanical oasis on the spacious screened-in front patio. Pet-friendly, with one small pet under 25 lbs permitted, this oasis is just 8 miles from the pristine Anna Maria beaches and a stone's throw from Sarasota's top-rated restaurants. Conveniently located only 10 minutes from Sarasota International Airport, and with the refreshing sea breeze from Sarasota Bay right in your backyard, this is coastal living at its finest. Don't miss your chance to make this dreamy retreat yours in Valencia Gardens!
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Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,920 | $223,920 | $223,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,509 | $1,471 | $1,888 |
Total Monthly Payment | $1,892 | $1,854 | $2,271 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.