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Warm, welcoming and within easy reach of everything you need and want, this 4BR/3BA contemporary home offers a comfortable lifestyle in an attractive setting. Built in 2020, this home embraces the laid-back Florida lifestyle with all the modern upgrades and finishes you deserve! Starting at the heart of the home, the open concept floorplan is oriented toward the peaceful preserve views across the backyard and the slider off the main room opens to the screened lanai, allowing the indoor and outdoor living to become one. The interior is infused with a neutral palette with tall ceilings and great natural light filtering throughout and the tile floors in the main living areas keep things easy to maintain. The gourmet kitchen is a dream for anyone who loves to cook and easily accommodates multiple chefs plus a few consultants at the island. A wealth of cabinets and a large pantry keeps literally everything at hand, and an abundance of counter-space provides ample prep areas. The dining area easily accommodates a table for 6-8 when you are not hosting parties or dining Al-Fresco on the screened lanai. The floor plan is very thoughtfully laid out with maximum privacy for the sleeping quarters. A den/office to the back for privacy, three bedrooms and two baths off the hall and the master suite to the back. The master suite offers a spacious bedroom with views of the preserve and the master bath offers a double vanity, spacious walk-in shower and a large walk-in-closet with plenty of room to share. With golf, tennis, pools & miles of nature trails within the community and an elementary school, sports fields, an array of local shops and restaurants and a grocery store at the front of the community, you will find it easy to call Palencia home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,082 | $3,079 | $3,972 |
Total Monthly Payment | $3,586 | $3,583 | $4,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.