7265 S A1A, #B8, Saint Augustine, FL, 32080 | $525,000

** PRIME LOCATION ** UPDATED ** BEACH ACCESS** GARAGE INCLUDED ! $40K VALUE -Embrace coastal living at its best in this lovely St. Augustine condo, found on the Intracoastal Waterway. This fully furnished gem offers the perfect blend of style, convenience, and relaxation! Step inside and be greeted by a beautifully renovated interior. Relax and unwind in the spacious living area, which seamlessly extends to a private patio boasting incredible views of the Intracoastal. Upstairs you’ll find your own private balcony, perfect for soaking up the Florida sunshine. Peace of mind comes with fully updated electrical and plumbing systems throughout the unit. Need a place to store your beach essentials or your car? Look no further than the coveted 1 car garage included with the unit. Enjoy a community boat launch and storage area, pool, kayak launch, and a charming pier for evening strolls. Public beach access is just a short walk away, and Crescent Beach is a mere 3-minute drive. Location is key, and this condo boasts that!

Features

  • Parking: 1 Car Garage,Detached
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central,Electric
  • Levels: 2
  • Amenities: Community Pool Unheated,Other-See Remarks
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: Point Matanzas Condo
  • Year Built: 1973
  • Common Charge: $745
  • Approx Sq. Feet: 1,045
  • Est. Taxes: $4,987
  • Lot Desc: Intracoastal Condo Complx,Intracoastal Front,Intracoastal View
  • Water Front: Yes
  • Boat Access: Yes
  • Elem. School: W. D. Hartley Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 240430
  • Days on Market: 98 days
  • Website: https://www.raveis.com
    /prop/240430/7265sa1a_saintaugustine_fl?source=qrflyer
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Listing courtesy of Chad and Sandy Real Estate Group

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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7265 S A1A, #B8, Saint Augustine, FL, 32080

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.815% 7.159% 6.538%
Monthly Tax Payment $416 $416 $416
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,794 $2,791 $3,601
Total Monthly Payment $3,302 $3,299 $4,109

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.