MASSIVE PRICE IMPROVEMENT and a $30, 000 upgrade!!
Location, Location, Location !
Rare opportunity to purchase a home in one of the most coveted locations in all of Gulf Harbors Woodlands. This home is situated between two bodies of water, there are wetlands to the North and the home backs on to the North Channel of Gulf Harbors, featuring deep water access directly out into the Gulf of Mexico.
Enter this bright and open plan home into a great room with massive ceilings. The kitchen, dining room and living room are all located in a great room with hurricane sliders along the entirety of the back wall allowing the sun’s illumination off of the water to dance inside. The sliders open out to a patio party deck and a view of the North Channel. The kitchen is well appointed with all wood cabinetry and all the necessary appliances, there is a breakfast bar and dining area adjacent with a newly installed Stiltz lift. The kitchen living, dining and outdoor entertaining space are seamless in this home.
Step down the hall to find a sizable Master bedroom with en-suite bathroom and huge walk-in closet, there are sliding glass doors that overlook the atrium and allow the sunlight to pour in. The second bedroom of ample size is located across the hall with a view of water. A full bathroom is off of the same hallway for visitors.
Step out into the private walled atrium and let the spiral staircase guide you to an en-suite mother-in-law roost/home office/design studio. The roost provides an incredibly inspiring view with windows flanking the South and West walls with a massive sundeck for sipping morning coffee or conjuring up your next design project. The BRAND NEW Stiltz lift comes up into the SE corner of the roost. Follow the spiral staircase on the sundeck to a third story deck with 360 degree views over the neighborhood, to include Gulf sunsets and awesome views of incoming fronts !!
Outdoor living includes a large entertaining deck and a fixed deck over the water. There is a 10, 000 pound boat lift and a floating dock, The gardens are carefree with drip irrigation installed throughout, run from gray water capture in 4 tanks under the back deck. (lift irrigated too, for wash down)
The home is located in a deed restricted community, Gulf Harbors Woodlands amenities include: a community center, tennis courts, heated pool and private boat launch. The Gulf Harbors Yacht Club is walking distance from the home. It is a private social club that one can join, featuring wonderful food, delightful atmosphere, incredible folks and the best sunsets around. The Gulf Harbors Beach club is mutually exclusive as well; you have the option to join for $180 per annum, it is a short drive from here and there is a thriving social scene for meeting fellow salts.
Catch Blue Crab and Stone Crab at your dock and the Gulf is a straight run, ten minutes to open throttle. Kayaking and Paddleboarders delight in the shallow water excursions, spot: rays, manatee, dolphin, sheephead, snook, redfish, lizardfish etc. , the inshore fishery is fire and offshore fishery ain't too shabby either ! This house has been lovingly cared for, meticulously kept and seeking new ownership.
Flood insurance assumable at $4127 per annum. Roof 2021
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $716,000 | $716,000 | $716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 7.041% |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,824 | $4,704 | $6,386 |
Total Monthly Payment | $5,177 | $5,057 | $6,739 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.