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287 Lake Smart CIRCLE, Winter Haven, FL, 33881 | $400,000
Welcome to your dream home in Winter Haven! As you drive up to your new home, you will be immediately relaxed by the lovely view of Lake Smart. This stunning 2021-built residence offers the perfect blend of modern elegance and cozy comfort. Situated in a serene neighborhood, this home features a covered patio, ideal for relaxing evenings or entertaining guests.
Upon entering, you'll step into a spacious entryway. The first two bedrooms are to your right, along with a shared full bathroom. Walk a bit further and there is a hall leading to the third bedroom with its own full bathroom. In the same hall, there is access to an indoor laundry room and the 2-car garage. At the end of the entry hall, you reach the open concept living room, dining room, kitchen combo.
The kitchen is a chef's delight with dark cabinets contrasting beautifully with light quartz countertops. It boasts top-of-the-line appliances and a LARGE island, perfect for meal preparation and casual dining alike.
Throughout the home, you'll find meticulous attention to detail and high-end finishes. From the beautifully manicured landscaping to the pristine interior, every corner exudes quality craftsmanship and modern charm.
With a split concept design, the primary bedroom offers a peaceful retreat with a walk-in closet and luxurious ensuite bathroom, complete with a spa-like atmosphere. The guest bedroom also features its own full bathroom, providing privacy and convenience for visitors.
Outside, the covered patio provides the perfect spot to enjoy the Florida weather year-round. Whether you're sipping your morning coffee or unwinding after a long day, this outdoor oasis is sure to become your favorite spot.
Located in Winter Haven, this home offers convenience and tranquility. Enjoy easy access to shopping, dining, parks, and more, while still being nestled in a quiet residential area.
Don't miss your chance to own this like-new, meticulously maintained home in Winter Haven! Schedule your showing today and make your homeownership dreams a reality!
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Year Built: 2021
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,163
- Acreage: 0.14
- Est. Taxes: $4,471
- HOA Fee: $520 Annually
- View: Water
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: L4943696
- Days on Market: 130 days
- Website: https://www.raveis.com
/prop/L4943696/287lakesmartcircle_winterhaven_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY SMART Phone: 863-577-1234
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
287 Lake Smart CIRCLE, Winter Haven, FL, 33881
$400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
| Monthly Tax Payment | $373 | $373 | $373 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,996 | $1,944 | $2,529 |
| Total Monthly Payment | $2,444 | $2,392 | $2,977 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388