SELLER IS MOTIVATED! NO FLOOD Insurance is required! NO Land Lease! AMENITIES GALORE! Welcome home to your tastefully updated villa w/ 2 beds, 2 baths, attached oversized garage, & Florida room! The kitchen was remodeled in 2022 w/ smart Whirlpool & Bosch appliances including a convection/air fry oven! Many more updates include windows, bathrooms w/ceramic tile & new vanities, moisture-proof wood-look floors, & a brand-new ROOF in 2024! The master bedroom has an ensuite bathroom & walk-in closet. The second bedroom is spacious & has a double closet. The dining room is open to the kitchen & living room & has a skylight overhead. The garage has a full-size washer/dryer, utility sink, tons of cabinet storage, water softener, & plenty of space to park your car & GOLF CART! The Florida room provides an indoor/outdoor space to enjoy your morning coffee overlooking the well-maintained flowers & landscaping. // (1) Highland Lakes is the premier golf and social community in Palm Harbor! If you're looking for peace and tranquility you can take a boat ride on Lake Tarpon, walk through the maturely landscaped neighborhood or lounge in the spa or 3 heated pools (2 are CHILLED in the summer!) If being active is more your lifestyle, you will have endless opportunities including golfing on 3 executive courses, tennis, pickleball, arts & crafts, bingo, woodshop, chefs club, garden groups, shuffleboard, seated volleyball, bocce ball, ceramics, stained glass club, cornhole, cribbage, dominos, euchre, line dancing, mah jongg, pinochle, reading group, card groups, concerts, theater groups, fitness & dance classes, water aerobics, and many more social events & parties. // (2) The Andover Community Clubhouse & pool overlooks a lake w/ a fountain & has a lounge area, ping-pong, billiards, shuffleboard, cards, bingo, water aerobics, library, & numerous social events. // (3) The Lodge at Lake Tarpon has a swimming pool and spa/hot tub, ping-pong, horseshoe pitch, full kitchen for group or private events, grills, and complimentary pontoon boat rides on Tarpon Lake. Leave the piloting to the resident volunteer captains, while you relax and enjoy a scenic ride on one of the 24-foot pontoon boats. Listen as the co-captain points out areas of interest, nesting birds, an eagle soaring overhead, & may even spin a yarn or two about past residents of lakeside homes. The boats depart & return to the dock at the Lodge on Lake Tarpon. Choose the morning trip, and you’ll enjoy lunch at a local lakeside restaurant before returning. For special events, residents can schedule “special” private boat tours in addition to the regularly scheduled trips. Secure RV & boat storage in a secure lot is available. //Go to the website https: //highlandlakeshoa. org/ to learn more about the community. // ***Your monthly CONDO fee of $765 includes privileges to ALL 3 Clubhouses, lawn care, basic cable, internet, water, sewer, trash collection, exterior building insurance & maintenance (including roof & exterior paint), grounds maintenance, & escrow reserves. *** // You're a short drive to all 25 miles of award-winning Gulf beaches, shopping, theaters, restaurants, sporting events, medical services, and the Tampa and St Petersburg/Clearwater airports. No pet dogs are allowed. This is a 55+ community. Most furniture is negotiable. Washer, Dryer, & Water Softener stay. Water Heater 2021. **ASK YOUR REALTOR to see all 3 Clubhouses! Addresses in Realtor Remarks**
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $318 | $318 | $318 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,393 | $1,775 |
Total Monthly Payment | $1,803 | $1,786 | $2,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.