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This beautiful 4 bedroom, 2. 5 bath, 2 car garage home is located in the highly sought after Vista Palms community. This 2018 built home boasts an open concept floorplan with 18" tile throughout the main living space. The kitchen is a chef’s dream! Featuring tons of cabinet space, stainless steel appliances, closet pantry, large kitchen island complete with breakfast bar. Opening up to your dining room and living room. This home has been meticulously maintained and updated featuring gorgeous shiplap embellishments and architectural accents. This home also features a large flex space or office in the front of the home. The large sliding glass door leads out to the oversized screened in lanai overlooking stunning water views. Enjoy Florida living in your oversized FENCED backyard! Upstairs, relax in the huge oversized loft area! The laundry room is conveniently located upstairs as well! The expansive master bedroom features an ensuite bathroom complete with dual vanities, walk-in shower and huge walk-in closet! The additional 3 bedrooms are also located on the 2nd floor and are generously sized. The Vista Palms community offers incredible amenities including a resort-style swimming pool, cabanas, splash pad, nature trails, tennis, pickleball, bocce ball, and an indoor fitness center! PLUS lawn maintenance is included with your HOA fees! Spend more time enjoying Florida life in Vista Palms! Southshore Bay Lagoon is also minutes away! This fantastic location is conveniently located to I-75 and 301, allowing you to visit beaches, shopping, and restaurants throughout the Bay Area. This home is a must-see! Motivated Sellers!! Call today for a private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,992 | $319,992 | $319,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $643 | $643 | $643 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,847 | $2,845 | $3,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.