Enjoy the beautiful, panoramic water views from this stunning coach home in breathtaking Harbour Isle! Experience the gorgeous shorebirds and scenic walking paths in this lovely coastal setting, located just across the bridge from the world-famous beaches of Anna Maria Island! Start your day witnessing the most amazing sunrises over Sapphire Lake! The allure of Minto’s Bermuda model is evident in the inviting great room, with its crisp colors and vaulted ceilings. Elevated trim work pops amidst the coastal colors and can be found in the great room ceiling, the shiplap accent wall, and the custom privacy barn door. Entertain family and guests in the fully equipped kitchen with stainless appliances, quartz countertops, and a walk-in pantry, with built-in shelving. This 2 Bedroom/ 2 Bath Bermuda model also features a versatile study/den (which can be used as a 3rd bedroom); spacious master bedroom with tray ceiling, and 2 walk-in closets; plantation shutters and shades; custom closets with built-ins; a private elevator and an oversized 2-car garage. This home is LEED Certified, with many green/energy efficient features and also includes a water filtration system. The Harbour Isle Beach Club offers a resort style pool overlooking Anna Maria Sound (there are 3 more community pools throughout and a playground), complimentary kayaks, and a state-of-the-art fitness center. The clubhouse, with its Skybar and Lounge, serves as an ideal meeting place for residents to grab a bite to eat or to enjoy a multitude of activities and events. Just outside the gates you’ll find a marina, and Jimmy Buffet themed hotel and Floridays restaurant, the perfect spot to sit under the tiki huts and enjoy the sunset! Come see for yourself why so many call Harbour Isle their full-time or seasonal home!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.343% | 6.851% | 6.704% |
Monthly Tax Payment | $739 | $739 | $739 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,866 | $4,929 | $6,620 |
Total Monthly Payment | $5,697 | $5,760 | $7,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.