Welcome to the Sandpiper, a delightful single-story residence nestled in the esteemed Mirabay community. Built in 2021, this like new home offers a comfortable 1, 800 square feet, featuring 3 bedrooms, 2 bathrooms, and a spacious living area. Enjoy the convenience of a 2-car garage with upgraded flooring and a covered lanai for outdoor relaxation. Notable features include gas appliances for energy efficiency, plantation shutters throughout, and modern finishes. Situated near the residents'-only gate, accessibility is a breeze. Embrace the serene views from the open porch overlooking the beautiful green space. As part of the vibrant Mirabay community, residents enjoy resort-style amenities such as pools, a fitness center, Cafe, and sports courts. Family-friendly perks include a school aftercare program and complimentary kayak rentals. With the HOA covering water inside and outside, landscape maintenance and irrigation, luxury living is effortless. Contact us today for further details and to arrange a private tour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$455,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $364,000 | $364,000 | $364,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $743 | $743 | $743 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,391 | $2,419 | $3,070 |
Total Monthly Payment | $3,209 | $3,237 | $3,888 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.