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Charming split level home in a prime location in the heart of Wakefield. Walk to marinas, Salt Pond, bike path, and Main St. in Wakefield, with its array of restaurants and shops. Meticulously maintained, this home offers the perfect blend of modern and functional living spaces. Upon entering, you'll be greeted by the bright and open concept living room complete with a brick fireplace that adds warmth and character. The newly updated kitchen features white cabinets, granite countertops, and stainless steel appliances, and a large walk in pantry. It also includes an eat-in area and is perfect for casual dining or entertaining guests. Off the kitchen is a wonderful 3 season room. Gleaming hardwood floors throughout. The primary bedroom is located on the second level, complete with a private bath for added convenience and comfort. Two additional bedrooms along with an updated and modern main bath complete the second level. Venture downstairs to the lower level where there is a spacious room currently used as a family room, but with the potential to serve as the fourth bedroom or an in-law suite, complete with private full bath, space for a kitchenette, and a separate entrance into the home. This versatile space offers endless possibilities. Outside, the fully fenced yard provides privacy and security. Perfect for outside entertaining and relaxation. Convenient access to Rt 1 and moments from the sandy beaches of South County.
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Our Executive Mortgage Banker:
Our Insurance Division:
$679,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.146 | 6.120% |
Monthly Tax Payment | $373 | $373 | $373 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,523 | $3,568 | $4,547 |
Total Monthly Payment | $3,988 | $4,033 | $5,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.