Motivated Seller: The seller will pay your first 6 months of the Condo fee for you at closing with a full price offer. This makes your monthly condo fee $0 for the first 6 months. How nice it that!!!
Boat & Beach Lovers! Island Estates Community, first floor, Condo with your own Deep-Water Boat Slip! This very well maintained 2 bedroom, 2 bathroom condo has a deep-water BOAT SLIP, with a walkway/dock that is 33’ long and 30” wide. This leads to your 14, 000 lb. boat lift that will accommodate a boat up to 30ft long with a beam of 10ft wide and is located right outside your door. This luxurious condo has had many updates in the last three years. These updates include, kitchen countertops, stainless steel appliances, A/C 2021 (18 Seer), Water Heater 2021, and the shingle roof was replaced in 2020, flat roof in 2012, Boat Lift (14k pound) 2021, just to name a few. This very unique architectural building on Island Estates, has merely 8 units total, creating a sense of private living. The "X" building formation layout creates very private units and each unit comes with two separate tiled balconies, both back and front! This condo has first floor accessibility. Enjoy the breathtaking sunset views from your own Clearwater Beach condo. Additionally, the windows have Bahama Shutters, and Accordion Hurricane Shutters for all windows and sliding doors. You can choose walking, biking, or trolley riding to touch the beautiful sands on America’s World renowned beach, Clearwater Beach. This area also makes it easy to access the many local restaurants serving delicious freshly caught seafood. Conveniently located close to Publix, Clearwater Beach, Pier 60, restaurants, shops & entertainment.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,780 | $3,543 |
Total Monthly Payment | $3,460 | $3,495 | $4,258 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.