This charming and sun filled Colonial is on a quiet residential street in the Old Village section of Great Neck. This home features three bedrooms with a potential first floor bedroom/den office and two full bathrooms. It has a large kitchen with sliding doors that provide access to an outdoor backyard deck. The house has been very well maintained. New roof installed end of 2020. The front and backyards are landscaped and are setup for low maintenance. The entire house has insulated Anderson windows. All rooms feature custom base and crown moldings. The well designed bathrooms showcase beautiful Porcelanosa high end tile and are excellent for family living. The open kitchen features stainless steel GE appliances, solid surface countertops, wood cabinets, and subway tile backsplash. The kitchen and dining area are dressed with custom wainscoting. The dining area flows seamlessly into a large living room featuring hardwood floors and a wood burning fireplace, marble mantle and hearth, painted white brick. The first level has a bedroom for an older child or an elderly parent and a there is a full accessible bathroom on the first floor. The second level has three bedrooms with hardwood flooring. The master bedroom is very large with a double closet. The top level has a full standup attic offering plenty of storage space. The basement level offers terrific additional living space families will love. There is a media room and an additional TV Room, a full laundry room, a pantry, and a home office. The entire basement level is tiled for easy maintenance and longevity. Outside features a detached single car garage and long driveway which can hold four parked cars outside and one garages car. The property is landscaped with maple trees and slow growing dwarf pines so maintenance is minimal and long-lasting. Convenietly located near tp shops, public transportation & house sof workship. Residents enjoy access to top tier public schools and a robust park district offering a residents an only Community Pool and sports complex which includes ice skating, tennis, pickleball and access to Steppingstone Waterfront Park, Boat Marina, and seasonal entertainment.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $870,400 | $870,400 | $870,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | $1,340 | $1,340 | $1,340 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,011 | $5,430 | $7,404 |
Total Monthly Payment | $6,476 | $6,895 | $8,869 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.