Indulge in serene living on this exquisite 3. 38-acre lot in Jacksonville Ranch Club Unit One. Nestled in a cul-de-sac, enjoy the tranquil conservation area and nature trail access. With ample land for your dream home, plus secured RV/Boat storage, adventure is at your fingertips. In a gated equestrian-style community, relish exclusive amenities like playground, picnic area, and canoe launch. Minimum 2, 800 SF building requirement. Buyer conducts due diligence. Prospective Buyers are encouraged to review the JRCHOA website for more details on the HOA and architectural requirements and process. Buyer responsible for conducting due diligence to ensure that the property meets specific needs and preferences, including zoning regulations, permitting requirements, construction considerations, soil quality, and utilities. Well, septic and hookup to existing electrical utility box is responsibility of new owner.
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Our Executive Mortgage Banker:
Our Insurance Division:
$147,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $117,600 | $117,600 | $117,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $802 | $782 | $1,008 |
Total Monthly Payment | $877 | $857 | $1,083 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.