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Welcome to 24 Sanchez Ave, built in the 1920s this historic cottage seamlessly blends timeless details and modern upgrades! Located in the heart of historic downtown, offering a chance to own a piece of St. Augustine's rich history. This property has commercial zoning, allowing for nightly rentals and providing an exceptional opportunity for both investors and those seeking a Downtown St. Augustine experience. Highlights of the home include a Southern-style front porch, perfect for unwinding, refinished original heart-pine floors, and original doors. An updated bathroom and comfortable spaces perfect for your modern lifestyle needs. Beyond the kitchen, a cozy fireplace beckons you into the back sitting room, creating a warm ambiance and gathering space. The sitting area flows seamlessly into the dining space, featuring a built-in bench for casual dining experiences. Outside the walls of this charming home lies the picturesque streets of downtown historic St. Augustine! A bonus room is currently outfitted as additional sleeping quarters, providing a great kids room or bonus office space. Property is situated facing Sanchez St with alleyway access to the back of the home, offering 3+ parking spots including the covered carport. Immerse yourself in the city's rich heritage as you explore its cobblestone streets lined with renowned dining establishments, captivating historical sites, shopping boutiques, vibrant art galleries, live music, festivals and much more! Whether you're seeking cozy residences rich in history or a hub for experiencing and sharing the lively energy of St. Augustine, this home offers the best of both worlds. Don't miss your opportunity to own a piece of Florida's past while enjoying the conveniences of modern living in this historic gem. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $561 | $561 | $561 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,258 |
Total Monthly Payment | $3,196 | $3,162 | $3,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.