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15 School Street, Johnston, RI, 02919 | $411,900
Location, charm, upgrades, this home has it all! Beautiful updated sun-splashed colonial built in 1880 has 3 bedrooms & 2 full baths & classic charm on a beautiful spacious corner lot with mature trees, including an apple tree. Conveniently central to everything, in the hot area of Atwood and Plainfield. Never worry about parking with 2 outdoor spaces, huge 3-car detached garage (new doors, private workshop/craft room) & street parking! From the moment you enter through the screened front porch with custom paintwork, you will notice the beautiful hardwood floors & lofty ceilings. Kitchen features: stainless steel appliances, gas cooking, granite countertops, stone backsplash, under-cabinet lighting, ample room for storage and food preparation. You will feel like a gourmet chef entertaining guests. Spacious living room, dining room & fully remodeled bathroom on the first floor. Upstairs you will find 3 spacious bedrooms, updated full bath with a unique bonus space that is a charming step back in time with space! This home also has a huge unfinished attic, so you could continue to expand on the 3rd floor. Full unfinished basement includes laundry with 2 washing machines and 2 dryers! Plenty of storage areas including a bulkhead door for added access. New insulation throughout, updated electrical work, new doorbell cam, ADT alarm system, new toilets, new water heater & many Wi-Fi compatible appliances. This home is very well-maintained, filled with character, do not miss it!
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Style: Colonial
- Year Built: 1880
- Garage: 3-car Detached,Garage,Garage Door Opener
- Heating: Gas,Steam
- Cooling: Window Unit(s)
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 1,604
- Acreage: 0.13
- Est. Taxes: $4,969
- Lot Desc: Corner Lot
- Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- MLS#: 1355990
- Website: https://www.raveis.com
/raveis/1355990/15schoolstreet_johnston_ri?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Bobby KazarianVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1875225
401.585.3916
Bobby.Kazarian@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
15 School Street, Johnston, RI, 02919
$411,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Bobby Kazarian
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.585.3916
Bobby.Kazarian@raveis.com
NMLS Mortgage Loan Originator ID 1875225
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $329,520 | $329,520 | $329,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
| Monthly Tax Payment | $414 | $414 | $414 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,190 | $2,781 |
| Total Monthly Payment | $2,737 | $2,679 | $3,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB