This charming well-maintained cape on a lovely lot is just down the road from Franklin's elementary school in a quintessential Vermont Village. This home could be the perfect fit for you with updates like the replaced standing-seam metal roof, updated vinyl-clad, double-paned windows, updated wiring, recently paved driveway, convenient laundry hook-ups and a WALK-IN shower/tub. Inside, you will also find a fireplaced living room with warm sun pouring through the big picture window, original wood doors and other natural woodwork, a large eat-in kitchen, and an upstairs waiting for your creativity - office, bedroom suite, playroom?? Then, consider the private feel of the backyard with a deck and raised garden beds, the 2-car garage with a work bench and full walk-up storage, and you are starting to get the picture! Sellers have had systems inspected and reports are available. Septic system, heating, fuel tanks, wiring are good per service providers.
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Our Executive Mortgage Banker:
Our Insurance Division:
$297,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $238,000 | $238,000 | $238,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,624 | $1,582 | $2,041 |
Total Monthly Payment | $1,909 | $1,867 | $2,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.