LOVELY 3/2 Spruce Model Home in the Gated Community of Stonecrest! A MAGNIFICENT FLOORPLAN perfect for entertaining family & friends and/or enjoying a LIFESTYLE RETREAT! The FORMAL LIVING and DINING ROOMS are perfect for social gatherings and dinner parties and the SPACIOUS FAMILY ROOM is ideal for movie night or watching your favorite sporting event. The KITCHEN has ample CABINET & COUNTER SPACE, PANTRY CLOSET, CENTER ISLAND, BREAKFAST BAR and a door leading to the LARGE SCREENED LANAI and AMAZING PRIVATE BACKYARD - A terrific place for casual gatherings!! The great value of a SPLIT FLOORPLAN is revealed in the comfort and privacy of having your Impressive Primary En-Suite Bedroom complete with WALK-IN CLOSET, ROMAN SHOWER, GARDEN TUB, DUAL SINKS, WATER CLOSET, AND FRENCH DOORS leading to the screened-in Lanai for those relaxing evenings. The SECONDARY BEDROOMS are on opposite side of the home with a guest bath between the bedrooms. THE LAUNDRY ROOM is conveniently located in the hall off the TWO FULL CAR PLUS GOLF CART GARAGE. BONUS FEATURES: New Roof (2023), New AC (2020), Plantation Shutters, Laminate and Tile Floors. The amenities in this golf/golf cart community will impress you and there is golf cart access to shopping and much more. You will love the fact that just outside the gate you have all the day-to-day conveniences and needed services such as: medical offices, grocery stores, and additional entertainment. STONECREST is a private gated community that has a club house with a public restaurant, ENTERTAINMENT, 4 pools of which 2 are heated, (one indoor and one out door), over 90 clubs to join and an active community. **Turnkey/Furniture Package Optional**
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Our Executive Mortgage Banker:
Our Insurance Division:
$374,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,999 | $299,999 | $299,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $203 | $203 | $203 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,274 | $2,272 | $2,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.