This brand new, never lived in, modern farmhouse style custom home is nestled within all of it and looks like one that would be featured in Southern Living Magazine. Owner is motivated to sell this Spec Home and offering a $10, 000 credit at closing for New Home Buyers to use however they wish if under contract in 2024. Location is essential. Fairchild Oaks is a lovely, gated neighborhood named after the famous tree nearby that is estimated to be over 2, 000 years old. The area exudes southern and old Florida charm with its sturdy tree lined streets dripping in Spanish moss, high and dry neighborhood with no flooding issues ever and natural palm trees and wildlife. Built on a solid foundation with thoughtful care and designer quality features by a local builder in a quiet cul-de-sac setting. Located just inside the Flagler County line, where taxes and HOA dues are low, yet close to dining, grocery shopping, Bulow Nature Preserve, the Scenic Loop drive through the Tomoka River Basin, plus easy access to Old Kings Road and I-95. There are beautiful roads and trails to ride your bicycle on that connect to miles and miles of scenic exploration.
No expense was spared in the construction of this home. Plenty of room to park in your lovely, pavered driveway or three-car garage. A pavered, flower lined sidewalk leads you to a welcoming, roomy front porch offering a beautiful place to sip coffee, wine or sweet tea every day of your life. Upon entry to this sophisticated home, you are greeted by an elegant foyer and staircase. Open, lofty spaces throughout, with the main living area encompassing all the comforts of home. Plenty of custom cabinetry, pantry space, lovely quartz island, large dining area and family room complete with a cozy linear fireplace. There is a gorgeous owner's suite both upstairs and downstairs plus one other bedroom downstairs and two bedrooms and sound proofed, smart-switch enhanced media room upstairs. The dedicated laundry room is on the second floor and fully equipped, a second laundry could double in the pantry. The back covered patio is generous in size with a summer kitchen hook up already in place and set up to accommodate whatever you desire; a pool, al fresco dining, large garden or a safe and fun yard just to play in! You may fence it in as well for added privacy. Put this perfect home on your must-see list. It will be hassle and maintenance- free and a true joy to call home.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $879,200 | $879,200 | $879,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.750% | 7.038% |
Monthly Tax Payment | $90 | $90 | $90 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,702 | $5,630 | $7,780 |
Total Monthly Payment | $5,917 | $5,845 | $7,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.