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12603 SE 90th TERRACE, Summerfield, FL, 34491 | $308,000
Under contract-accepting backup offers. Popular Citation floorplan located in the center of the community in Torrey Pines! This home has tile on the diagonal with the exception of luxury vinyl planking in the primary bedroom and carpet in the guest bedroom. This split floorplan home also has a separate Den/Study. The kitchen has a lovely stone backsplash with undercabinet lighting and the SS appliances were purchased in 2021. The Primary Bathroom has a brand new shower installed. The lanai is enclosed with acrylic windows, also has tile on the diagonal and there is a 21 x 15 birdcage out back with Chattanooga River Rock. Landscaping is nice and minimal. The driveway, sidewalk and front porch have designer paint. There are two (2) solar tubes in the home, one in the guest bathroom and one in the primary bedroom. The Laundry is located in the home but is set up for the garage as well! There is also pull-down attic storage in the garage, a slop sink and a sliding screen system. The roof was re-shingled in 2021, Johnson Brothers has re-piped the ceiling and the exterior was repainted in 2020. Seller is offering a 1 year home warranty.
Features
- Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s), Vehicle Restrictions
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 65 x 100
- Laundry: Laundry Room
- Style: Florida
- Year Built: 2004
- Garage: 2-car
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,596
- Acreage: 0.15
- Lot Size: 65 x 100
- Est. Taxes: $4,078
- HOA Fee: $184 Monthly
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- MLS#: OM676064
- Days on Market: 209 days
- Website: https://www.raveis.com
/prop/OM676064/12603se90thterrace_summerfield_fl?source=qrflyer
Listing courtesy of RE/MAX PREMIER REALTY LADY LK Phone: 352-753-2029
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
12603 SE 90th TERRACE, Summerfield, FL, 34491
$308,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $246,400 | $246,400 | $246,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $340 | $340 | $340 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,639 | $1,638 | $2,113 |
| Total Monthly Payment | $2,054 | $2,053 | $2,528 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388