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Under contract-accepting backup offers. Welcome to your delightful new home, at 121 Loblolly Ct. Unit A, nestled in the heart of Oldsmar, FL. Located in the peaceful community of the Gardens of Forest Lakes, this condominium offers comfort, safety and relaxation while being minutes away from all of the great amenities in Greater Tampa's "hidden gem", Oldsmar. With the air conditioning and water heater being only a couple years old, there is no need for any extra maintenance. Move-in ready with upgraded kitchen featuring birchwood countertops, bathrooms and flooring. There is plenty of opportunity for natural lighting, but don't let that steer you from the beautiful light fixtures. Both bedrooms offer a generous size for you to create your new sanctuary. The laundry room is spacious enough to include both w/d, along with storage above. Enjoy the beautiful breeze accompanied by the luscious foliage right outside of your living room, along with ample storage access adjacent to your own private patio. Residents of the Gardens of Forest Lakes have access to great nearby schools and community amenities, including a pool, jacuzzi, playground, tennis courts, racquetball courts, basketball courts and a beautiful scenic pond to enjoy an afternoon picnic. This property is conveniently located in between Tampa and the beaches, giving you endless opportunities to explore the surroundings of your new home. Schedule your private showing today in the charming town of Oldsmar, FL!
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Our Executive Mortgage Banker:
Our Insurance Division:
$221,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,800 | $176,800 | $176,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,176 | $1,175 | $1,516 |
Total Monthly Payment | $1,281 | $1,280 | $1,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.