Under contract-accepting backup offers. Welcome home to this LAKEFRONT home with a NEW ROOF completed in Dec. 2022 and NEW impact windows in 2023! This spacious 3 bedroom/2 bathroom/ 2 car garage POOL home sits on ONE AND A HALF LOTS with a beautiful view of TROY LAKE! This lakefront home is located in the small subdivision of Troy Lake, with only 13 members. This beautifully updated home has the WOW factor as soon as you walk in! As you enter through the double front doors into the living/dining area you are greeted by a wide open view of the lake through the sliding glass doors, and the soaring CATHEDRAL CEILING adds to the feeling of spaciousness. The kitchen is bright and airy with raised panel doors on the cabinetry, backsplash, GRANITE countertops, tiled flooring, breakfast bar and closet pantry. Appliances include a Samsung black chrome French door refrigerator, GE smooth top stove/range, Samsung microwave, & Frigidaire dishwasher. The kitchen sink also has a Culligan Water system and reverse osmosis! The FAMILY ROOM has a cathedral ceiling, ceiling fan and pocket sliding glass doors that lead out to the lanai. The extended master bedroom is large enough to have an in home office or workout area! This spacious room also features a vaulted ceiling, ceiling fan, TWO WALK IN CLOSETS and French doors with direct access to the lanai! The stunning master bathroom is all NEW, featuring a gorgeous 72" cast iron soaking tub, huge shower with rain head and body spray with wand, and frameless shower door, and marble wall tile. The new vanity features double basin vessel sinks, new high end light fixture, and new mirrors. It also has GRANITE countertops with granite vessel sinks, stone flooring and a ceiling fan! The second and third bedrooms have vinyl laminate flooring and wall closets. In the guest/pool bathroom, you'll find a spacious vanity with cultured marble countertop, tub/shower combo, linen closet and tiled flooring. The laundry room features a Samsung washer and dryer, built in upper cabinetry, tiled flooring, and a utility tub. Easy care "lifelock" vinyl laminate flooring (scratch proof and waterproof) is found throughout the house minus the kitchen, baths, and laundry room. If you don't like the laminate, there is tile underneath!
The two car garage features an impact resistant overhead door with screen and automatic garage door opener, generator hookup and a GENERATOR! The lanai area has an outdoor shower, ceiling fan, and SALTWATER POOL that has been refinished with PEBBLETEC! The pool pump was just replaced in 2022 and electric heater in 2016, and the pool cage was recently RESCREENED WITH NANO-SCREEN to keep out those pesky no-see-ums! The back yard is fully fenced and perfect for pets! Best of all, this home is in X flood zone, so your lender will not require flood insurance. Age of ROOF - Late 2022, Age of A/C - 2010.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $380 | $380 | $380 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,576 | $2,576 | $3,350 |
Total Monthly Payment | $3,048 | $3,048 | $3,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.