Welcome to this charming 1780's Farmhouse, offering a unique blend of country living and modern comforts. Enjoy breathtaking panoramic views of the Catskill Mountains and stunning sunsets from this meticulously updated property, which also provides income earning potential. Featuring 4 bedrooms and 3 full bathrooms, this farmhouse boasts multiple living rooms, with one potential room convertible into a 3rd bedroom. Step outside to discover three distinct outdoor spaces, including a balcony off the primary ensuite bedroom, a patio with a fireplace, and a full front porch. The spacious eat-in kitchen is a chef's dream, with ample counter space and cabinets for all your culinary needs. A separate laundry room with storage adds convenience to daily life. Cozy up by the fireplace or fire stove for added warmth and comfort. Capital improvements abound, including a new propane boiler and on-demand hot water heater, state-of-the-art water treatment system, structural reinforcement, and upgraded septic system. With these upgrades completed, all that's left is for you to choose your paint colors and move in. The one-bedroom apartment adjacent to the detached garage offers additional living space and income potential. Recently upgraded with luxury vinyl plank floors, new appliances, heating system, kitchen, and bathroom cabinetry, it provides modern comfort for tenants. Additional features include off-street parking, a work/tool shed, a 32' x 20' barn with workshop potential, and a bunkhouse awaiting your creative touch. Whether you're seeking a workshop, art studio, or hobby farm storage, the possibilities are endless. If you're in search of a charming farmhouse with modern amenities and ample outdoor space, look no further. Schedule a showing today and envision the possibilities of life in this picturesque setting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,217 |
Total Monthly Payment | $3,419 | $3,415 | $4,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.