Map 13 lot 20 is unrestricted one acre at Book 8034 Page 79 Franklin County Registry of Deeds. 101. 975 acres of forest land along Cape Street and Sears Road in Ashfield, MA. All but one acre of the property is subject to a permanent Conservation Restriction held by the Mass Division Fisheries and Wildlife. Book 3709 Page 195 Franklin County Registry of Deeds. The property has been managed by a professional forester for many years and supports a forest of red oak, red maple, birch, white pine and hemlock. A 5 acre portion of the property has been managed for old growth for more than 100 yrs. . A recent timber inventory identified a total value of nearly $70, 000. There is a one acre unrestricted area on the east edge of the restricted property. Ashfield zoning requires 2 ac for a building lot, but the abutting land with the Conservation Restriction, Section II paragraph 12 does not allow that land to be used to expand abutting lands for development.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,000 | $136,000 | $136,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $905 | $904 | $1,147 |
Total Monthly Payment | $980 | $979 | $1,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.