Nestled in a peaceful neighborhood in the Burrville section of Torrington, this impeccable raised ranch has so much to offer. The front of this home is adorned with brand new front steps. The main level features an eat-in kitchen, spacious living room, 3 bedrooms and a full bath with a Whirlpool tub. All bedrooms have brand new carpeting. In addition to each bedroom having their own closet, there are 2 additional closets for linen and pantry storage. On the lower level, you will find a finished room that could serve as an additional bedroom, office or hobby room. Off of that room are 2 more closets and a laundry room complete with waterproof vinyl flooring and plenty of space to hang clothes. On the other side of the basement is a 2-car garage with even more storage. The backyard of this home has so much to offer. Sip your morning coffee out on the deck and spend your hot, summer days relaxing in the above-ground pool. Pick some raspberries, blueberries and apples from the bushes and trees in the backyard and grow your own plants in your very own greenhouse. Enjoy summer dinners in the gazebo while the kids play on the swingset. This is outdoor living at it's finest. This house is one you don't want to let slip away.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Main |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | Main |
Eat-In Kitchen | Balcony/Deck,Ceiling Fan,Dining Area,Double-Sink,Eating Space,Laminate Floor | Main |
Full Bath | Whirlpool Tub | Main |
Living Room | Ceiling Fan | Main |
Primary Bedroom | Bedroom Suite,Ceiling Fan,Full Bath,Stall Shower,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,590 | $1,569 | $2,024 |
Total Monthly Payment | $2,052 | $2,031 | $2,486 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.