85259 NAPEAGUE Drive, Fernandina Beach, FL, 32034 | $999,500

Multigenerational living? Large Family?
This is the house! Nestled within the prestigious Peninsula Estates of North Hampton, this impressive well-maintained home overlooks a large pond and Arnold Palmer designed golf course. Inside you will find a spacious, open floor plan featuring an office with French doors, dining room and separate living room. The dining room flows into the gourmet kitchen complete with granite countertops and stainless-steel appliances, opening to an expansive family room overlooking the pond. The desirable split floorplan provides a primary bedroom and bathroom with ensuite featuring separate vanities, jacuzzi tub, walk-in tiled shower and two closets with custom California Closets. The opposite side of the home features two bedrooms and a shared bathroom. Upstairs is a loft, full bathroom, and Bonus Room/Bedroom. Enjoy the indoor/outdoor living on the screened lanai and paver patio with access to full bathroom, taking in the breath-taking water views

Features

  • Bedrooms: 4
  • Baths: 4 full
  • Lot Size: 96x214x134x237
  • Laundry: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Year Built: 2005
  • Garage: 3-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Electric, Multi Units
  • Approx Sq. Feet: 4,527
  • Acreage: 0.59
  • Lot Size: 96x214x134x237
  • HOA Fee: $1,230 Semi-Annually
  • Water Front: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2016903
  • Days on Market: 237 days
  • Website: https://www.raveis.com
    /eprop/2016903/85259napeaguedrive_fernandinabeach_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER THE AMELIA GROUP

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

85259 NAPEAGUE Drive, Fernandina Beach, FL, 32034

$999,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,600 $799,600 $799,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.282% 6.864% 6.810%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $5,120 $5,186 $7,020
Total Monthly Payment $5,212 $5,278 $7,112

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.