A wonderful opportunity to own a piece of Vermont history right in the beautiful village of Plainfield, VT. Perhaps you can imagine yourself living in this three bedroom historic home while operating your very own business out of its very doors. The main level of the home has a spacious flow and designated rooms for privacy if desired. The back room overlooking the waterfall has lovely natural light that would be perfect for a family room, studio or office. There are three good-sized bedrooms upstairs with hardwood flooring and a convenient 1/2 bathroom so you can avoid the trip downstairs during the night. The back deck offers the perfect spot to sit and unwind with your morning coffee or afternoon cocktail while taking in the view of the dramatic waterfall created by the confluence of the majestic Winooski River and Great Brook. The village itself offers some great eateries right nearby, as well as the Plainfield Food Coop in only a few short minutes away. Just a 15 minute commute to Montpelier. Property does need kitchen appliances and some work to make into a home. Also, listed as residential, MLS#4989516. Being sold AS-IS.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $132,000 | $132,000 | $132,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $878 | $877 | $1,132 |
Total Monthly Payment | $1,200 | $1,199 | $1,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.