Welcome home to 7423 Ridge Blvd, Apartment 6F. This 800 sq ft top floor unit faces west and receives an abundance of natural light. As you enter the apartment, you are greeted by a wide open foyer area with beautiful hardwood floors throughout the unit. To the left of the foyer, there is an oversized living/dining area that provides you with enough room for both entertaining and relaxing. There is a large pass-through window from the living room to the kitchen allowing for convenient entertaining, additional seating, and streaming sunlight. The windowed kitchen is well appointed with stainless steel appliances and neutral color countertops. To the right of the foyer, is the windowed tiled bathroom with a bathtub/shower combination. Two generously sized closets are located nearby- one outside of the bathroom and the other in the foyer- for all your pantry and storage needs. To the right of the bathroom is a very spacious bedroom, large enough to fit a king size bed, nightstands and dressers, all while still leaving you plenty of room to walkabout. The bedroom also offers two well proportioned closets- shelved and hanging- for clothes and additional storage. The low maintenance includes your heat--hot water--cooking gas and property taxes. The lobby was recently renovated, as well as the common areas throughout this elevator building. Amenities include an on-site super, card operated laundry and closed circuit video security system. Pets are allowed in the building and there is a covered garage for waitlisted parking. This location can't be beat! You are only one block away from the supermarket, shops and restaurants along 3rd Avenue. You are conveniently positioned between the subway a few blocks east on 4th Avenue and the express bus a few blocks west on Shore Road. You are closeby to a public Library and the parks and promenade along the water. Additional Information: Amenities: Virtual Doorman, Windowed Bath, Windowed Kitchen,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,068 | $2,015 | $2,600 |
Total Monthly Payment | $2,143 | $2,090 | $2,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.