No Storm Damage!! This Waterfront 4 Bedroom Retreat in South Gulf Cove with GULF ACCESS and OVERSIZED GARAGE (25x22) is an idyllic haven for those seeking the perfect blend of coastal charm and vibrant community living (no HOA required).
Large entry doors open to a grand foyer revealing a spacious layout looking out to a beautiful waterfront lanai. Sliding glass doors open on both sides of the refinished pool allowing that indoor/outdoor Florida dream, all while soaking in those waterfront views. For those who enjoy a touch of angling, the brackish water surrounding your dock offers the unique experience of catching both saltwater and freshwater fish. Alternatively, embark on your boat situated on the 10k lb newly covered boatlift for a captivating sunset cruise along the waterways as well as quick access to the Charlotte Harbor or onto the Intracoastal Waterway and Gulf of Mexico! Inside, the home exudes sophistication with decorative niches, stately columns, and a gourmet kitchen featuring solid wood maple cabinets, granite counters, a double oven, and a charming breakfast nook with an aquarium window. The kitchen seamlessly connects to the spacious Great Room, adorned with tray ceilings and plenty of natural light. Open the sliders to create an ideal space for both casual and formal entertaining. The master suite is a sanctuary of comfort and style featuring direct pool access, his and her closet, and a master bath with double sinks, garden tub, and a walk-through Roman shower. The guest rooms are generously proportioned and complemented by two well-appointed guest baths. Practicality meets luxury with a large laundry room conveniently situated between the spacious 2 1/2 car garage and the kitchen, complete with a deep sink, counter space, and extra storage. Outdoors you'll feel true paradise offering panoramic views of intersecting canals and stunning royal palms from your oversized lot. Entertain in style with ample seating around your heated, saltwater pool, all framed by mature landscaping and fruit trees thriving with irrigation.
Recent updates include new roof 2023, new A/C 2020, refinished pool and pool deck, new saltwater chlorinator, pool pump & pool timer, fresh paint, new lanai screens and boat lift canopy. This property is a rare gem and to truly appreciate its grandeur, we invite you to schedule a private viewing. Your own piece of paradise awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $4,811 | $4,806 | $6,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.