Welcome to the Bluebird Beach Bungalow, nestled serenely on the waterfront in picturesque Redington Shores. Just a stone's throw away from the pristine sands of the Gulf of Mexico, this charming abode offers a tranquil retreat like no other. Step inside to discover a delightful foyer leading to three bedrooms, one full and one half bath, and an airy open-concept living space. The kitchen, adorned with stainless steel appliances, provides sweeping vistas of a serene cove just beyond the sliding glass doors. The south-facing living area opens onto a welcoming covered deck, where you observe the playful antics of seabirds, manatees, and dolphins in the intercoastal waters. A spacious dock with a 10, 000 pound boat lift awaits, offering convenient access to your watercraft, be it a boat, wave runner, or paddleboard, for endless adventures on the Gulf. This turn-key home comes complete with all appliances, including an interior washer and dryer, ensuring effortless living from day one. Whether you're seeking a year-round residence or a seasonal escape, this property is ready to accommodate your lifestyle. A minimum lease of six months is required for tenants, so ideal if you want to rent out during snowbird season and use it the rest of the time for yourself or friends/family.
As an added bonus, residents of this neighborhood can enjoy private beach access and a gated park on the shore, accessible for a nominal fee of $40 annually. This is optional, but well worth the money. The roof and air conditioning system were both upgraded in 2019, while the 10, 000-pound boat lift was installed in 2018. The seawall has also been recently updated, ensuring peace of mind for years to come. With convenient showings and a Matterport virtual tour available, along with a detailed floor plan, exploring this idyllic retreat has never been easier. Call today for a private tour. https: //my. matterport. com/show/?m=Ho9weMg4EJM
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $900,000 | $900,000 | $900,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 7.002% | 6.915% |
Monthly Tax Payment | $789 | $789 | $789 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,063 | $5,912 | $7,964 |
Total Monthly Payment | $6,977 | $6,826 | $8,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.