Incredible opportunity to lock in a beautiful, quality home at a 2. 75% rate via an assumable loan on $310, 000* of the $550, 000 price. Monthly mortgage payment of approx. $2, 100 and securing a 2. 75% interest rate will save you OVER 308K on a 30 year loan! Motivated seller has recently reduced the price by 25K.
This stunning home, built in 2019 by AVEX HOMES, offers nearly 3000 square feet of living space. Featuring 5 bedrooms, 2. 5 bathrooms, and a spacious upstairs bonus room, provides ample space for comfortable living. The kitchen is a culinary dream, boasting upgraded cabinetry, granite countertops, and stainless-steel appliances. The Butler's pantry / coffee bar give you extra space and storage. From the Kitchen, enjoy the view to the family room and beyond! Step outside through the expanded sliding doors onto the screened-in patio, perfect for enjoying the serene outdoor oasis. The conservation lot ensures no backyard neighbors, and the patio is pre-wired for an outdoor kitchen, making it ideal for al fresco dining and entertainment. Don't forget to look down because this MASSIVE screened patio is adorned by stunning pavers! The community amenities include multiple ponds, community pools, a clubhouse, playground, basketball court, and a dog park. Future plans for a downtown center in Avalon Park promise convenience and vibrancy. With exceptional energy efficiency, as demonstrated by low utility bills, and meticulously maintained interiors, this home is ready to be personalized and cherished. This home is perfectly cared for and it shows. This home has had all floorings professionally cleaned, recently painted, the stair railing repainted, the outside pressure washed and you will notice the difference! It truly compares with new builds and it will not disappoint. Schedule your showing today to experience refined living at its best. Low CDD & HOA. * Buyer must qualify for the loan, and stipulations apply- savings comparing today's rates vs 2. 75% assumable rate on $310, 00 of the $550, 000 mgt.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,002 | $2,924 | $3,803 |
Total Monthly Payment | $3,717 | $3,639 | $4,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.