COOP - Garden apartment can have a "GREEN LIFE STYLE " , SOUTH FACING BALCONY -bring your sunglasses while you visiting , upper 2 BEDROOMS , formal dining room , custom made cabinets, granite counter top , a lots of storage . garden GREEN courtyard can have a lots of fun. school district #26 , PS26/JHS216/FRANCIS LEWIS HS . Shopping Center Right Next Block. IOG Super Market. COOP requires 20% Down Payment must Debts To Income Ratio 25% . if cash buyer must $85K income. No Flip Tax. No Dog. Owner Occupied must . only allows once sublet on 1 year term after 1 year owner occupied with board permission . school district #26 , PS26/JHS216/Francis Lewis HS. IOG SuperMarket. Shopping Center Right Next Block. Farm playground cross street rear of PS26 , from there walk to 73Ave/196st Bus Q88 to queens center/Elmhurst , Q17/26/30 to Flushing , QM1/5/7/8 to NYC .
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,998
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,998 | $255,998 | $255,998 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,701 | $2,159 |
Total Monthly Payment | $1,821 | $1,776 | $2,234 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.