Under contract-accepting backup offers. This Lovely two bedroom, two bath "Chestnut" model is nestled on an oversized homesite in the sought after Spruce Creek South, a 55+ Gated Golf Community. Many features include; Nice curb appeal; decorative concrete curbing around the home, magnolia tree in the front yard providing shade, the driveway, sidewalks, front covered porch and rear porches are finished with a decorative epoxy finish. The 2-car garage has bi-pass screen panels, front covered porch, brick stone accentuating the front elevation, roof 8/2023, gutters, downspouts, rear enclosed Lanai and back porch for grilling or enjoying the Florida sunshine! This practical split bedroom layout, with essentially two Owner Suites, both having large walk-in closets. The primary bedroom and bath have ceramic tiled shower, plenty of cabinetry at the vanity area and linen closet. The guest bath has a tub/shower combo and linen closet. Additional features include; ceiling fans in the bedrooms, living room and lanai. You will appreciate the vaulted ceiling in the main living area and ceramic tile flooring throughout the home and lanai. The kitchen has a breakfast nook, window over the stainless steel kitchen sink, and a spacious inside laundry room with washer, dryer, upper cabinets and laundry sink. Super location! Convenient to the Community Center, exercise facilities, dance classes, exercise classes, social activities, billiards, library, tennis, pickle ball, trail to walk the fur kids, and much more! Golf cart friendly to shopping, bank and restaurants! Just minutes to The Villages, shopping, VA Clinic, physicians, and pharmacies! Don't wait, call today to see this house!
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Our Executive Mortgage Banker:
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$223,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $178,960 | $178,960 | $178,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,206 | $1,189 | $1,534 |
Total Monthly Payment | $1,360 | $1,343 | $1,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.