Introducing this modern and updated 2/2 home nestled in the Imperial Harbor 55+ community. Step inside to discover a seamless blend of style and functionality with light wood vinyl plank flooring throughout the main living areas, complemented by plush carpeting in the bedrooms. Both bedrooms have walk-in closets, offering ample storage space. The front lanai has been enclosed, transforming it into a delightful sunroom, perfect for relaxation or entertaining guests. Prepare culinary delights in the stunning kitchen featuring quartz countertops, stainless steel appliances, accent lighting, and convenient pop-up chargers on the breakfast counter. The backsplash in the kitchen is hand-cut tiles imported from Italy, adding a touch of elegance and sophistication. Additional storage is provided by built-in cabinets in the hallway. The utility room is a homeowner's dream, equipped with a washer, dryer, and built-in sink on a quartz counter, all conveniently located inside. The bathrooms exude luxury with quartz countertops, soft-closing doors, tiled showers with added decorative tiles, and dual sinks in the master bathroom. Enjoy the Florida sunshine in the screened-in side porch, complete with a storage shed for your convenience. This turnkey property offers effortless living at its finest, enhanced by the cathedral ceiling, adding a spacious and airy feel to the living space. The Harbor membership is included with the purchase of this home, granting you privileges to the clubhouse, community heated pool, pickleball, bocce ball, basketball hoop, shuffleboard, billiards, and more. Don't miss out on this opportunity to experience the ultimate in 55+ living. Schedule your showing today and make this impeccable property your new home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $82 | $82 | $82 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $1,855 | $1,853 | $2,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.