308 Kensey LANE, Osprey, FL, 34229 | $460,000

Take a look at this gorgeous island style home West of the Trail in Osprey! This 2 bedroom, 2 bathroom home features a two car garage, a third of an acre corner lot, and is perfect for water sport enthusiasts with a deeded easement for Inter-coastal waterway access for kayaks stand-up paddle boards, and canoes, etc. The home has a spacious kitchen with lots of cabinet space, eat in area, and ceramic tile floors. The family room has laminate floors and plenty of natural light throughout. The primary bedroom has its own bathroom, with an additional bedroom and bath for guests. The private screened lanai is 12'x20', and is great for entertaining. There are two sheds with plenty of storage for all the beach life accessories, and one has electric and AC! No HOA- bring your boat or RV! This home has beautiful curb appeal with a brick paver walkway, a lovely shade tree, and is a slice of tropical paradise here in sunny Florida. Great location in proximity to restaurants, shopping, Oscar Scherer State Park, Legacy Trail, Casey Key, Siesta Key, downtown Venice, and the world famous beaches of Florida's Gulf Coast!!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,304
  • Acreage: 0.35
  • Est. Taxes: $2,429
  • Lot Desc: Corner Lot
  • Elem. School: Laurel Nokomis Elementary
  • Middle School: Sarasota Middle
  • High School: Venice Senior High
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4605082
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/A4605082/308kenseylane_osprey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2024 5:17:07 PM)
Listing courtesy of UKEEPCOMMISSION REAL ESTATE   Phone: 941-465-9206

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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308 Kensey LANE, Osprey, FL, 34229

$460,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $368,000 $368,000 $368,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.500% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.051% 7.295% 6.623%
Monthly Tax Payment $202 $202 $202
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,573 $2,479 $3,180
Total Monthly Payment $2,850 $2,756 $3,457

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.