Seller Financing Option available! Looking for a like-new 5bd, 3bth 2600sqft home without the long wait time for a new construction build? Look no further! This tastefully designed and updated 2-story home built in late 2022 boasts tall ceilings, an open floor plan, and several property updates/upgrades above the construction grade options. This home is located in the Arden Preserve community of Land O' Lakes with nearby top-rated public schools and quick access south to Tampa or west to the coast line. Land O' Lakes is one of the newer and fastest growing communities in the Tampa area full of newer construction subdivisions, nature, restaurants and shopping.
This home features a 2-car garage with added ceiling-mounted storage racks and a water-softener system to keep the hard water scale away. On the primary floor, you have an open floor plan kitchen/living room/dining area plus 1 bedroom (that could alternatively be used as an office space) and 1 bathroom. The large glass sliding doors take you right onto the extended covered patio area with a view of the pond. Upstairs, you have a large open area and 4 additional bedrooms (including the primary suite) with the remaining 2 bathrooms.
Some of the optional builder upgrades and added updates to this home that make it unique to others in the community are:
1) Diagonal-Patterned Floor Tile
2) Built-In Master Closet Wardrobe/Drawers
3) Smart Home Features (Google Home Nest Camera System, Google Thermostat, App-Controlled Garage Door, Google Nest Doorbell)
4) Epoxy Floor in Garage
5) Water Softener System
6) Wainscotting in Living Room
7) Soft-Close Cabinets in Kitchen
8) Upgraded Kitchen Pendant Lights
9) Upgraded Staircase Rail
10) Extended Backyard Covered-Patio Space
Don't forget to ask about an aditional closing cost credit up to $5000 available through the preferred lender!
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $586 | $586 | $586 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,339 | $3,337 | $4,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.