This classic colonial nestled in the coveted North Baldwin area, combines historic charm and modern comfort. Upon entering, you are immediately taken in by the welcoming ambience. The fireplace is the focal point of the family room, perfect for cozy nights by the fire. Next, the Sunroom, bathed in natural light, is perfect for a reading nook, office, gym or playroom. The formal dining room exudes elegance and is primed for intimate dinner parties or large gatherings. Adjacently, the eat-in kitchen, is a less formal space ideal for quiet meals at home. Upstairs, the sunlight gleams off the hardwood floors and fills the rooms with abundant light. The spacious primary bedroom boasts a large walk in closet fully equipped with an organizational system. Down the hall, are two well appointed bedrooms and a full bath. A walk up attic through the third bedroom offers a bonus room for storage or extra living space. Continuing down to the partially finished, full sized basement, you'll find ample storage, utilities, laundry room and additional living space. Step outside into the back yard, designed for alfresco dining, gardening or just enjoying the outdoors. Complete with 2 driveways and a 1 car detached garage, this colonial is the essence of gracious living! Taxes with Star are $10, 771. 59
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $1,012 | $1,012 | $1,012 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,310 | $3,185 | $4,109 |
Total Monthly Payment | $4,414 | $4,289 | $5,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.