Welcome to the GATED community of The Enclave at St. Petersburg! New AC system 2022. This first-floor 2 bedroom, 2 bath, end unit is tucked away in the quiet community on 26 acres of preserve surrounded by mature landscaping and serene ponds. While you feel secluded from the hustle and bustle of daily life, the community is conveniently located near shopping, dining, local parks, boat ramps, and an easy commute around Tampa Bay by Gandy Bridge, 4th Street, and I-275. The property boasts a bright and open main living space with a combined living room, dining room, and kitchen and tile flooring throughout for a cohesive feel. From the living room, glass sliders lead out onto the screened-in lanai that is complete with a storage closet. Both bedrooms are ample in size and the split floorplan offers much-needed privacy. The primary bedroom has a large walk-in closet and ensuite bath complete with an oversized vanity with lots of cabinet space and a combination shower/tub. The secondary bedroom also has an oversized walk-in closet and easy access to the nearby full bath. There is an in-unit laundry room with plenty of space for a full-sized washer and dryer. Enjoy maintenance-free living as exterior grounds, exterior maintenance, trash, water, and sewer are all included in the monthly HOA! The community has a swimming pool, a clubhouse with a catering kitchen, a fitness center, walking paths, parking area for boats as well as tennis and racquetball courts.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$185,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $984 | $1,269 |
Total Monthly Payment | $1,274 | $1,273 | $1,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.