Step back into old Florida as you enter this almost 2 acre property on the Withlacoochee River, with a 66' wide entertaining deck and boat dock on 108' of riverfront. Ancient pine trees, lush landscaping, and a long dirt drive take you away from the hustle of daily life to a quiet retreat. Drive through the bamboo archway into a garden oasis surrounding this sweet cottage. As you enter the front door, Pecky cypress walls surround the open concept kitchen, dining and living room spaces. As you walk around, large picture windows look out onto the calm Withlacoochee River just steps outside the back door. The kitchen features hardwood cabinets, stainless steel appliances, and an entertaining island. Open dining flows into the living room with handmade shelving, stone fireplace hearth and a wood burning fire place. Two generous sized bedrooms both feature walk in closets, and updated en-suite bathrooms. As you open the sliding glass doors, step out onto the expansive 1500 SF deck and dock floating over the river. The peacefulness of the breeze through the old oaks and palms provides a temperature drop for dining al fresco on the handmade picnic table, or finishing off the dock level. There is also a ramp to easily launch kayaks, canoes, and paddle boards. The Withlacoochee River is about 16' deep off the dock, so no need to downsize your boat! The Withlacoochee River flows out to the Gulf of Mexico and is vibrant with manatees, dolphin, scallops, birds, turtles, fish, and more wildlife, and there is always something to watch off this deck. The expansive property also has several gardens, a shed with carport, burn pit, and power hookup for RV. Property elevation runs from approximately 6. 7' to more than 17' toward the road. Current home could serve as guest house or summer kitchen with a larger home to be built on the property out of the flood zone. Don't miss your chance to unplug and enjoy the quiet life!
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$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,581 | $4,467 | $6,017 |
Total Monthly Payment | $4,864 | $4,750 | $6,300 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.