Under contract-accepting backup offers. **** Price Improvement Alert**** Dreaming of lake front living just minutes from the metro area? Here is your prime opportunity to be the second owners of this well-built 3/2 block home. Nestled into a quiet area of Dupont Lake in Deltona, this home features many bonuses not found in similar sized homes. With a massive primary bedroom with a bonus sitting room attached, you can wake up to a waterfront view every morning. Step through the double pocket doors into your large private bathroom featuring double walk-in closets, glass enclosed shower, double sinks, and Jacuzzi-style tub. Emerge from your bedroom into the spacious open floor plan of the living and dining rooms with tray ceilings throughout or step through the double doors onto your covered patio. The spacious kitchen has plenty of room to whip up any culinary delight where you can share a meal over the serving counter or in the roomy breakfast nook. The family room is large enough for movie nights with the family or cuddle in front of the fireplace on our rare Florida cool evenings. With two bedrooms to spare you have plenty of room for more.
The seller has a recent wind mitigation and four point inspection. Seller is offering a seller concession of $8000 towards removing the wallpaper, repainting, and new flooring. Original blueprints and survey are available. All measurements are assumed correct but subject to verification.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $1,997 | $2,544 |
Total Monthly Payment | $2,210 | $2,236 | $2,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.