Presented byMichelle Hebert |
Unique Colonial with Large Extended Driveway for parking. Home has Professional Landscaping and is Situated on a Large, Over Half Acre Lot. Located in the Sachem School District. Beautiful Updated Open Concept Kitchen with Huge 9 Ft Center Island, Perfect for Entertaining. Tons of Cabinets and Countertop Space. Large Walk in Pantry. All Appliances 2016. Hardwood Floors throughout. Large Den with Wood Burning Fireplace. First Floor Office with Sliding doors to Backyard. Main floor Mudroom-Laundry Area. Primary Bedroom Ensuite with WIC, 3 Additional Bedrooms and Full Bath. Slate Foyer. Possible Accessory Apartment with proper permits, Garage is Converted to Living Space with Separate Electric Meter, Private Entrance with Stoop. Full Finished Basement with 3 Separate Rooms and OSE. Basement has Soft Floor, Easy to Replace Individual Tiles. Perfect for Kid play. Washer/Dryer 2016. 11 Zone Igs, Beautiful 20X40 Pool. Pool Filter apparatus (manifold) is 2 Years Young, as well as pool pump! Liner is 10 yrs. Brand New Underground Pool Filter Lines. 3 Decks. Updated Electric. Oil Burner Control Panel and Water Tank 2016. Roof is one layer-7 yrs and 13 yrs on main house.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
Broker
William Raveis Real Estate
Phone: 802.249.0921
Michelle.Hebert@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $999 | $999 | $999 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,306 | $4,248 | $5,481 |
Total Monthly Payment | $5,397 | $5,339 | $6,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.