MOTIVATED SELLER on this 2100+ updated 2 plus den home in desired Silver Oaks neighborhood of The Vines. This home offers a large great room with volume ceilings, crown molding, tiled floors, sliders to the large lanai, and a bar area with 2 wine coolers. The kitchen has abundant cabinetry with pull out drawers, granite, pantry, and stainless appliances that will please any cook. The master has doors to the lanai, a large walk-in California designed closet, updated bath with shower. Guest room and bath are separated for privacy. A bonus storage room affords space for all your belongings. Lanai has pavers, a built-in hot tub, view of the golf course, water, and sunsets. Enjoy a single family home with the benefits of an HOA and nearby neighborhood pool. Roof is 3 years old, tankless water heater, and plantation shutters are just some of the extras and updates. 15 minutes to RSW and 3 shopping areas. A social membership at Estero CC is required and golf memberships are available. Don't pass up this opportunity.
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$585,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $468,000 | $468,000 | $468,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,035 | $3,074 | $3,918 |
Total Monthly Payment | $3,499 | $3,538 | $4,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.