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806 Pine Shores CIRCLE, New Smyrna Beach, FL, 32168 | $364,999
Seller is motivated! Get into the hidden gem of Pine Island while you still can! This house model has an extended floor plan and includes so many enticing features, including TWO sets of bay windows! 806 Pine Shores is highly desirable for its spacious primary bedroom, primary bath featuring walk in shower with two shower heads and separate water closet, multiple room vaulted ceilings, sunroom under central air, large screened in porch with a relaxing canal facing view! Whether you choose to start your day with a cup of coffee overlooking the simple beauty of nature or end it with friends enjoying the water view in your own backyard oasis; Living on island time is possible here! Pine Island is a highly sought after neighborhood for so many reasons; 4 miles to the famous sandy beaches of New Smyrna, a short golf cart ride to the shops and restaurants of Flagler Ave or Canal St, AND take your pick of TWO neighboring golf courses (Hidden Lakes or New Smyrna Beach Municipal Gold Course). Low HOA annual fee of $400 that pays for usage of the community pool, clubhouse, and shuffleboard courts!
Newer roof and brand new HVAC that was installed in 2021! See Realtor notes on renovations to be completed.
Features
- Amenities: Clubhouse, Pool, Shuffleboard Court
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1989
- Garage: 2-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,532
- Acreage: 0.16
- Est. Taxes: $3,089
- HOA Fee: $400 Annually
- View: Water
- Elem. School: Chisholm Elem
- Middle School: New Smyrna Beach Middl
- High School: New Smyrna Beach High
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: NS1081018
- Days on Market: 186 days
- Website: https://www.raveis.com
/prop/NS1081018/806pineshorescircle_newsmyrnabeach_fl?source=qrflyer
Listing courtesy of North To South Results Phone: 508-662-6807
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
806 Pine Shores CIRCLE, New Smyrna Beach, FL, 32168
$364,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $291,999 | $291,999 | $291,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $257 | $257 | $257 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,943 | $1,941 | $2,462 |
| Total Monthly Payment | $2,275 | $2,273 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388