Located in the well-maintained and managed waterfront community of Banyan Point in Punta Gorda Isles, this turnkey furnished end-unit home is perfect for either a year-round or part-time resident. In addition to the community pool and clubhouse, hundreds of feet of canal front dockage are available to owners for a nominal annual fee, affording boaters a quick trip to Charlotte Harbor, the Isles Yacht Club, Fishermen’s Village, and more. Inside the home, an open, split-bedroom floor plan affords a very spacious and tastefully decorated interior and privacy for owners and guests. The primary bedroom is filled with natural light and offers water views, a walk-in closet, and sliders to the screened lanai, plus a very sizeable primary bath with granite counters, dual sinks, and a separate tub and shower. A comfortably sized guest bedroom near the front of the home features its own bath with a tub and shower. The large kitchen with bar seating and ample counter and cabinet space has been updated with granite counters and stainless steel appliances and is open to the dining and living room, lending itself perfectly to entertaining. Additional conveniences include a dedicated carport parking spot, an elevator in the building, a storage closet on the lanai, and full-size washer and dryer in the home. With a new roof on the building, impact windows, and a new air conditioner and hot water heater in 2022, this home offers peace of mind as all major expenses have already been addressed. Whether you’re searching for a year-round home in a desirable boating community or a place to make your vacation retreat, this waterfront haven is sure to please.
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $1,990 |
Total Monthly Payment | $1,747 | $1,746 | $2,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.