This listing is for 2 subdivided lots, 445 Marcy St & 20 Pray St. It’s a rare opportunity to own 2 pieces of prime real estate in the heart of Portsmouth's South End. Bring your builder & architect to start the process of designing your dream home. This is your chance to build a house with a floor plan that meets your needs. It’s hard to find a better location that exemplifies the historic nature of New England. 20 Pray St is a . 20 acre lot that has road frontage on both Pray St and Partridge St. The waterfront is only a stone's throw away & with the elevation a new build should be able to capture water views of the Piscataqua River. This property falls in the Historic District which helps preserve the authentic character of the area. 445 Marcy St has frontage on Marcy, & Pray St, it is a . 14 acre lot that currently has a 320 sq ft home on the property. To live in the South End of Portsmouth is to live in a special part of the world. If you've been waiting for the right location to build a new home this is your opportunity! All lot outlines are approximate, full survey is available. Please note there is no street parking on Pray St & Partridge St, they both dead end at a private lot with no turning. If wishing to view the lot please be respectful of the neighborhood. Lot size, tax amount & tax assessment have been combined for the MLS listing.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,171 | $7,757 | $10,418 |
Total Monthly Payment | $7,296 | $7,882 | $10,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.