PGI HOME W/QUICK SAIL ACCESS, WIDE CANAL BASIN VIEW & **NEW TILE ROOF** - This updated, 3 bed/3 bath, waterfront home in Punta Gorda Isles has a spectacular canal view & quick sail access to Charlotte Harbor & beyond. Inside, the layout includes an L-shaped formal living room & dining room plus a separate family room. Updated kitchen opens to the large family room. The kitchen offers granite counters, a breakfast bar w/pendant lighting, closet pantry, & adjacent bar. Newer appliances include convection oven & convection microwave. Kitchen & family room are perfect for hosting friends & family. Architectural details include a mix of wood-look laminate, tile & carpet flooring plus plantation shutters & crown molding in master suite. Lots of natural light throughout thanks to several sliding glass doors & large, picture windows. Almost every room in the home has a pool and/or canal view. The master suite boasts walk-out access to the lanai, an en-suite bath & oversized walk-in closet. Split bedroom floor plan has two large guest rooms & offers privacy to owners & guests alike. Larger guest room is a 2nd master suite w/private bath & walk-in closet. Outside, the lanai has Turkish travertine flooring w/both dining & seating areas that overlook the in-ground, heated pool & canal view beyond. Just steps away is the extended, 35ft dock. Dock features a SlideMoor plus water & electric hook-ups. Set off on your latest adventure from your own backyard. Start enjoying some of the best fishing & boating SW Florida has to offer while being able return & dock your boat in sight of your backdoor. Lots of recent improvements including new kitchen R/O tank (2024), new hot water heater (2024), new pool pump (2023), & new windows (2015). Other amenities include attached two-car garage, large laundry room w/utility sink & storage closet, hurricane protection including storm-rated front window & front door, accordion shutters & Lexan panels. Well-maintained, tropical landscaping surrounds the home including several fruit trees (page orange, avocado, banana & pineapple). It's time to own a place in paradise. Make an appointment today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$714,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $571,200 | $571,200 | $571,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.146 | 6.120% |
Monthly Tax Payment | $393 | $393 | $393 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,705 | $3,752 | $4,782 |
Total Monthly Payment | $4,190 | $4,237 | $5,267 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.