561 Terra Ceia ROAD, Terra Ceia, FL, 34250 | $650,000

Step back in time and into the charm and history of Old Florida with this 1920's Southern-style home. Imagine the nostalgia of wooden screen door, the wrap around porches and enjoying the breezes from your porch swing! This home seamless blends vintage features and craftsmanship with modern updates including a spacious kitchen with stainless appliances, upgraded bathrooms and adding a cozy screen porch for morning coffee. The living room dining room combination is perfect for hosting gatherings, with high ceilings, custom beams and hardwood floors. 2 master bedroom suites with full bathrooms, office/study/nursery off of one. The screened in front lanai, is a window to the world, beautiful old oaks and palms offer peace and tranquility.
The upstairs of the home is your blank slate, open with electrical and plumbing stacks for future bathrooms, but endless possibilities for more bedrooms, study area, in-law suite, rental or almost anything you can imagine. This place is a must if you are a lover of older homes or looking for a Bed and Breakfast, daily/weekly rental or so much more. Please book enough time to see this to be sure to take in the moldings, glass transoms and the limitless possibilities. . 6 of an acre with No Deed Restrictions, so bring your water toys, boats and RV's. Plenty of room for a pool too! The location is one of the absolute best, located at the south end of the Skyway Bridge, home to some of the area's best fishing and boating, minutes to I-75 for a quick commute to Bradenton, Sarasota and Palmetto.
45 minutes to 3 major airports, minutes to Tropicana Field (Go Rays!) fabulous restaurants and lots of shopping and nightlife. Terra Ceia Island is the perfect get away. Future Commercial is also a possibility.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Lot Size: 175 x 149
  • Laundry: Electric Dryer Hookup, Inside
  • Style: Coastal, Florida, Other
  • Year Built: 1920
  • Heating: Electric, Other
  • Cooling: Mini-Split Unit(s)
  • Approx Sq. Feet: 2,106
  • Acreage: 0.6
  • Lot Size: 175 x 149
  • Est. Taxes: $1,479
  • Lot Desc: Cleared, FloodZone, In County, Landscaped, Oversized Lot, Private
  • View: Park/Greenbelt, Trees/Woods
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range Hood, Refrigerator
  • MLS#: A4604635
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/A4604635/561terraceiaroad_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2024 11:17:12 PM)
Listing courtesy of LESLIE WELLS REALTY, INC.   Phone: 941-776-5571

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NMLS Mortgage Loan Originator ID 16953

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561 Terra Ceia ROAD, Terra Ceia, FL, 34250

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $123 $123 $123
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,592 $3,456 $4,459
Total Monthly Payment $3,807 $3,671 $4,674

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.