Welcome to Bay Harbor Estates, where luxury living meets coastal charm! Nestled in this desirable community, this stunning 3-bedroom, 2-bathroom, 2 car garage (new door 2023) home awaits you. Step inside to discover a spacious layout with a split floor plan, offering privacy and comfort for you and your guests. The primary bedroom is a true retreat, boasting a large walk-in closet and an en suite bathroom complete with a linen closet. Wake up to breathtaking views of the lush patio and expansive saltwater pool, creating your own private oasis right at home. Entertain with ease in the remodeled and spacious kitchen, equipped with ample counter space and room for all your culinary creations. The indoor laundry room adds convenience, featuring a newer washer (2021), new dryer (2024), and a sink for added functionality. Outside, you have a newer roof (2021) and a large screened in patio (new cage 2023) beckons you to embrace the Florida lifestyle, whether you're hosting a barbecue in the outdoor kitchen or simply lounging by the 26 x 12 heated saltwater pool. With plenty of space for outdoor dining and relaxation, every day feels like a vacation in your own backyard. Located centrally in town, this home offers easy access to the area's finest amenities, including beaches, biking and walking trails, golf courses, shopping, and medical facilities. The lot next door is also available to purchase (D6138919). Having both lots would be over 1/2 acre!! Don't miss your chance to experience luxury living in Bay Harbor Estates – schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$474,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,200 | $379,200 | $379,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,520 | $3,251 |
Total Monthly Payment | $2,775 | $2,772 | $3,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.