Under contract-accepting backup offers. Seller will consider Concessions with favorable offer. Exterior of home was recently painted, offering the ultimate in low-maintenance, move-in-ready options! Welcome to your new home at 12815 Linden Drive in Spring Hill! This meticulously maintained property offers a host of recent upgrades, including a new roof installed in November 2022, ensuring durability and reliability for years to come. Beat the heat with ease thanks to the air-conditioning system, installed in August 2023, complete with a transferable warranty for added peace of mind. The drainfield replacement in October 2021 adds another layer of assurance to this well-appointed residence. Step inside to discover a thoughtfully designed layout featuring three bedrooms, two baths, and a two-car garage, spread across 1535 sq. ft. of comfortable living space. The heart of the home revolves around the kitchen, family room and eat-in dining space, providing a central gathering area for everyday living and entertaining. The front room can be formal living or a flex space. Enjoy the convenience of tile and LVP flooring throughout, offering both style and easy maintenance for hassle-free cleanup. Outside, a fenced backyard awaits, offering privacy and space for outdoor enjoyment and imagination. This home is truly turnkey and ready for its new owner to move in and make it their own. Don't miss the opportunity to call 12815 Linden Drive home sweet home!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,200 | $235,200 | $235,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $105 | $105 | $105 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,624 | $1,585 | $2,033 |
Total Monthly Payment | $1,804 | $1,765 | $2,213 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.