Under contract-accepting backup offers. Immaculate 2 BED/2 BATH HOME WITH A DEN/OFFICE/BONUS ROOM on a quiet Cul-de-sac with Picturesque Water Views and NO Rear Neighbors. This charming home has been cared for meticulously, inside and out, and it shows from the moment you drive onto the property! The Living Room features beautiful custom finishes ‘everywhere you look’, from Crown Molding to Arch Doorways, and Cutouts to display your favorite décor pieces. French Doors open up into an enclosed Florida Room, upgraded with wood accent walls – simple rustic elegance. The kitchen is Bright and Open with Eat-in space and a Breakfast Bar, plenty of cabinets and countertops, including a built-in desk area. The primary bedroom offers a large walk-in closet and is spacious and comfortable with a bit of luxury…You’ll love relaxing in the Soaking Tub, an upgraded feature, adorned in elegant marble tile; plus, a large glass walk-in shower, and a Single-Sink with an elongated Vanity/Cabinet. Two additional Bedrooms are spacious and both have convenient access to a full Guest Bathroom. The Laundry Room is large and set up nicely with a Countertop workspace, wood Cabinets, a Utility Sink, and comes complete with a Washer and Dryer. ADDITIONAL FEATURES: Screened Front Entrance provides added privacy, security, and a great breeze on cooler days; Two-Car Garage; Ceramic Tile throughout the main living space – Carpet in the Bedrooms; The Back Porch is screened as well, offering more seating and comfy space to chat and relax on those beautiful Florida evenings! COMMUNITY: Twin Lakes Estates in Umatilla is a gated 55 Plus community with numerous amenities including a clubhouse, swimming pool, walking/jogging trails, ample bike riding area, well-lit streets, and more. Many social events take place regularly, inside the community as well as in the surrounding areas. Enjoy the serenity of rural living while being only a short drive from all the local shopping, restaurants, churches, medical facilities, events, and more. Plus, easy access to Orlando’s Airports and entertainment spots. This is a coveted place to live and enjoy the best of Florida living! Call to schedule your private tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,600 | $255,600 | $255,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $334 | $334 | $334 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,701 | $1,679 | $2,140 |
Total Monthly Payment | $2,110 | $2,088 | $2,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.